Smarter payments.
Real savings.
Peace of mind.
With Gabriel Money, you can lower your monthly payments, prevent interest buildup, and get on the path to forgiveness all in a few simple steps.
Get started directly in the Gabriel Money app.
Designed for federal loan borrowers.
Tailored to your income and family size.
Backed by real guidance - we’ll guide you through the process.
How It works
4 Easy Steps
Step 1 – Answer a Few Quick Questions
We’ll guide you through sharing your student loan details, income, marital status, and dependents
Step 2 – We Find Your Best Repayment Plan
Gabi helps analyze your info and recommends the best repayment plan.
Step 3 – You Pick the Plan. We Handle the Rest.
You choose the the plan that works best for you.
Step 4 – Get Approved & Start Saving
Get approved by your loan servicer and start saving. Gabi will remind you to review your plan after one year.
We’re not just a fintech. We’re a movement — built by and for the community.
At Gabriel Money, we’ve lived the struggle of being locked out of the system. So we built tools to unlock it. And with Gabi by your side, you never walk alone.
Gabriel Money Student Loan Aid is a service that shows you all the IDR (Income-driven repayment plans) available and eligible for you, if you have a Federal Student Loan. You can save monthly with lower payments based on your income.
An IDR plan helps lower your monthly federal student loan payments by basing them as a percentage of your income and considering your family size.. It's a smarter way to manage debt and stay on track for forgiveness.
We simplify everything. No paperwork confusion. No guessing. Just a clear path to the best plan for you — and Gabi, your financial guardian, walking beside you the whole way.
After you enroll through the app, your application is sent to your federal loan servicer. Approvals usually take a few weeks — we’ll keep you updated every step of the way.
Yes! If you're unsure whether you're in the best plan — or need help managing recertification — we’ve got you. Gabi will walk you through your next steps.
If you have federal student loans (like Direct Subsidized, Unsubsidized, PLUS, or Consolidation loans), you likely qualify. Even if you’re unsure, we’ll guide you through the process and help you figure it out.
It can help you improve your credit score. Enrolling in an IDR plan does not impact your credit score. In fact, it can help you stay in good standing and avoid delinquency or default.
Just your basic financial info:
📌 Your student loan details
📌 Your income
📌 Marital status & dependents
We’ll guide you step by step.
You only pay once your application is submitted. No surprise fees — just a transparent, one-time service cost.
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Take control of your path to financial well-being! Your time is now!
